BFS

In this time of increased financial crimes and terrorism, money laundering is flourishing; our
training seminars are just the financial training your institution needs to counter that illegal
activity and ensure your compliance with the appropriate governing laws. Our services are
aimed at banks and money-service providers who are responsible for proper customer
identification, customer due diligence, risk analysis and appropriate attention to the
Anti-Money Laundering (AML) requirements of the Bank Secrecy Act (BSA) and the USA
Patriot Act.

To address those issues, as well as the importance of knowing your customer (KYC), we
offer the following services:

- Training - AML/BSA training for your personnel relative to the Bank Secrecy Act and
USA Patriot Act Section 352 requirements.

- Risk Assessment Audits - Assess the BSA/AML risk profile of the bank and evaluate the
adequacy of the bank's BSA/AML risk assessment process.

- Third-Party "Look Backs" - Audit assessments to identify situations where required BSA
reports should have been filed or when internal control weaknesses make the financial
institution vulnerable to money laundering activity.